Cancer Insurance

Cancer insurance is a supplemental health plan that is designed to help you pay for the excess costs associated with the treatment of cancer.

While all of the health insurance plans we sell will cover you for cancer in the same fashion as any other disease, there are some very sound reasons for adding this type of coverage to your plan.

•	Most of you do not have disability insurance. A Cancer Plan or Critical Illness Plan can offer you up to $50,000 in lump sum payment. If you cannot work, how will you pay your bills. Do you have a year of salary saved?
•	Insurance plans pay for accepted, common, FDA approved treatments. Guess what - a lot of people are still alive today because they received experimental and alternative treatments that they had to pay for themselves. This plan will pay for treatments even if they are experimental.
•	There might also be child care expenses, travel and lodging to treatment centers.
•	If you are uninsurable but have not had cancer before, you can still get this plan.
•	The rate you pay when you purchase the plan does not go up as you get older.
•	I hate to say it, but men have a 1 in 2 lifetime risk of developing cancer and for women the risk is 1 in 3. These plans are guaranteed renewable. The only thing that has a higher certainty of payout is life insurance (if you hold it long enough).

Two Types of Cancer Plans

1. Lump Sum - pays out a one time, lump sum upon diagnosis

2. Supplemental Cancer Plan - in my opinion, these plans are next to useless. This is the type that advertises on television (the one associated with a certain type of water fowl - hey, I don't need a law suit). They pay fixed amounts each month. Usually, the amount they pay would not cover one day of treatment. Clearly, we do not choose to sell these plans.

Is Cancer Insurance Expensive?

A 45 year old can get a lump sum plan that pays out $50,000 for about $45 a month ($30,000 is about $27 a month). The entire family, regardless of size, can get a $30,000 plan for $36 a month (parents are around 45). Considering the protection, it is relatively inexpensive.

Where Do I Get More Information?

I have an Adobe file you can download and read. It has a small brochure, rate charts, application, etc. If you are interested click on this Cancer Insurance Plan link.

You can give me a call at 800-272-0512 or send me an email by clicking here.

FLQUOTE.COM - A Full Service Insurance agent living and working in Florida
Coral Springs and Miami Florida
1-800-272-0512
1-954-757-0033
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Cancer Insurance

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