Medical Discount Cards
PPO Network Cards

Medical discount plans are supposed to pass along to the user, the savings that insurance companies realize through a PPO network. In other words, you are entitled to the discounted rate for services.

Generally, due to the difficulty in getting the card accepted by a provider, we have stayed away from these products. A lot of these discount cards or PPO network cards are part of multi-level marketing programs and have been sold with false promises at absurd rates.

We have discontinued our association with these so-called medical discount cards.

If you are uninsurable, we have guaranteed issue limited benefit plans that are offered by A rated insurance carriers. You can click here for complete details.

800-986-4786 Mon - Thurs 9 AM to 9 PM and Fridays until 5 PM

How Medical Discount Cards Work - Or are supposed to work

A PPO (Preferred Provider Organization) is a network of medical providers who have agreed to accept discounted rates for their services. To insure a steady stream of patients, a physician might accept a payment of $50 for an office visit instead of $80. A hospital might price a normal maternity delivery at $2700 instead of $4500. We have a large list of actual savings from this particular plan.

If you are a member of a PPO network you should receive the discounted rates for services. When you have health insurance, the insurance company does the repricing and there is no problem securing the appropriate rates. However, when you show up at a provider and pull out your ACME Discount Plan card, they frequently tell you to get lost.

Many physicians are telling the networks and having it written into their contracts with the PPO networks that they will not accept discount cards.

We have also read of hospitals that are putting the public on notice that they will not honor re-pricing unless you have insurance. However, there are going to be laws passed that will give you the same PPO rates without spending your money on some flim-flam discount card.